Mid-American

Financial Group

Phone: 513.771.7177

Toll Free: 800.669.0166

Fax: 513.782.8552

Services

Residential Financing

   Mid-American Financial works closely with you to determine what kind of mortgage will give you the best financial investment strategy.

   We get to know you, your needs, and your goals, so that we can present a range of options customized to your lifestyle. And when you make your final decision with us, you will have the confidence of knowing that it is the right solution—not only for now, but also for the future.

  • New Purchase
  • Refinance
  • New Contruction
  • Reverse Mortgages
  • Home Equity Financing
  • Cash-Outs
  • Loan Modifications
  • Self-Employed Programs
  • Jumbo Loans
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Q & A Of The Day....

Question: Explain to me what Annual Pecentage Rate(APR) means?

Answer: It is an expression of the effective rate of interest that will have to be paid on a loan. It is taken as a percentage and calculated as a yearly rate. It is usually different and higher than the advertised rate because it includes one time fees and other costs which help to determine the total cost of borrowing. It is a measure to compare different loans offered by competing lenders taking into account both interest rate and closing fees. It is essential to know the total amount of fees involved as different lenders have different set of fees included in the APR. As a rough guide to calculating the apr, first deduct the fees from the loan amount. Then calculate the interest rate on the actual loan payment amount instead of the actual loan amount. The amount will be a number close to your APR

Commercial Financing 

   Whether you need to refinance an existing commercial property or need financing for an acquisition, we can assist you with a structured loan solution for a broad range of commercial real estate investments.

   As your commercial mortgage broker, Mid-American Financial offers direct access to the most aggressive lending sources in the country, along with the Mid-American Financial guarantee of the best rates, exemplary service, and smooth, quick, stress-free closings

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Title & Notary Services

   Benchmark Escrow & Title Agency, our affiliate, will provide you with title insurance, which guarantees that no one else can claim your property. It also affords the peace of mind that you will not incur unexpected debts from your new property. Even if you have owned your property for years, unexpected problems can arise that may put your ownership in jeopardy. The title insurance policy means that your lender can be reassured regarding their loan, and you can be reassured regarding possible problems with your property.

   When you purchase property such as a home or land, the title to that property may have switched hands several times before it comes to you. If there are errors or omissions made during any of these transactions, someone else could lay claim to property you have purchased. Title insurance protects property owners from those kinds of losses.

   

   With any title inquiries, please contact us or Benchmark Escrow & Title Agency directly at (513) 469-1300, fax (513) 469-7055  or                        Deb@thebenchmarktitle.com.


   Benchmark Escrow & Title is centrally located at 10250 Alliance Rd., Suite 112 Cincinnati, Ohio 45242

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Testimonials


"The service you gave was exceptional. Phone calls and questions were answered promptly. Unlike prior experiences, I never had to follow up to make sure things were moving forward in the mortgage approval process. Your company acted professionally, and the service level was exceptional."
Shirley G. – Cincinnati

"I have tried refinancing 4 times in my life and have to say that my experience with you was far superior to any other dealings I have ever had."
Martha G. – Cincinnati

"I would like to thank you for everything your mortgage consultant did. He always had the answers to my questions and always had a positive attitude."
April Z. – Wilmington

"So I’d like to tell Mid-American Financial that they have very strong, hard working, honest team members who can resolve so many people’s financial problems. I’m very proud for everything you did for us."
Novka and Nenad M. – Columbus

"Your approach was very confident and professional. We really appreciate your attention to detail and found this entire process to be very educational."
Mary and Jim P. – Fort Thomas, KY

"We would like to thank you very much for all the very outstanding work you did for us. It’s good to know that someone can be professional and nice to deal with– Thanks again"
William and Beverly B. – Springfield

"We want to thank you so much for all the help and guidance that Mid-American Financial Group offered during our recent purchase. This was the first house we ever purchased and you gave us the advice that helped us find the loan that best fit our needs. Our experience with you was truly first rate!"
George D. – West Chester

"I was very impressed with the customer service and the professionalism you displayed. You kept in great contact with us and got our refinance done FAST."
Bobby and Deena J. – Huber Heights

"Very honest and helpful throughout the entire process, and I will definitely recommend Mid-American Financial to all of my friends and family."
Bridgette J. - Miami-Dade, FL

"Excellent, excellent, excellent, very good at what you guys do. Need more like you guys."
Gregory A. - Loveland